It pays to be choosy when it comes to picking a cash back credit card. Some cards offer high rewards for specific spending categories, while others give you a flat rate of cash back on all of your purchases. There are even some cards that offer bonus cash back on sign-up and increased rewards for referrals.

So, how do you know which card is right for you? When it comes to cash-back credit cards, there is no one-size-fits-all solution. However, by carefully comparing the different offers you can find the card that best suits your needs.

4. Best Cash Back Credit Cards

The Capital One® Savor® Cash Rewards Credit Card is the best cash-back credit card. It offers 3% cash back on dining and entertainment, 2% cash back at grocery stores, and 1% cash back on all other purchases. There’s also no annual fee for this card.

With the Wells Fargo Active Cash Card, you earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Plus, you get 2% cash rewards on purchases. In addition, there are no category restrictions or sign ups and cash rewards don’t expire as long as your account remains open.

Citi Custom Cash Card you earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. Plus, 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

Bank Of America Customized Cash Rewards Credit Card offers $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. In addition, you get 3% cash back in the category of your choice, 2% at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% on every purchase

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