2022’s Best Credit Cards
To help you choose the best credit card for your needs, we’ve compiled a list of the best credit cards in 2022. Act on two or more of the offers below for the best results!
There’s a lot to consider when choosing a credit card, but the most important factors are usually the interest rate, annual fee, and rewards program.
1. The Best Credit Cards By Category
With so many different credit cards on the market, it can be difficult to know which one is right for you. However, there are a few key factors that you should keep in mind when choosing a credit card. First, consider your credit history and score. If you have good credit, you will likely qualify for a card with a lower interest rate and annual fee. Second, think about your spending habits. If you regularly carry a balance on your credit card, look for a card with a low APR. On the other hand, if you pay off your balance in full each month, you may be better off with a rewards card that offers cash back or points for every purchase.
If you’re looking for a rewards credit card, the Chase Sapphire Preferred® Card is great. This card offers 2x points on travel and dining and 1x points on all other purchases. There’s also a signup bonus of 60,000 points after spending $4,000 in the first three months.
The best credit card for cashback is the Citi® Double Cash Card. This card offers 2% cashback on all purchases – 1% when you buy and 1% when you pay your bill. In addition, there’s no annual fee, and you can redeem your cash back for any amount, anytime.
If you’re looking for a low-interest rate credit card, the Discover it® Balance Transfer is a great option. This card offers 0% APR on balance transfers for 18 months and 5% cashback in rotating categories each quarter. There’s also no annual fee.
Next Up… Best Rewards Credit Cards