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2022’s Best Credit Cards
To help you choose the best credit card for your needs, we’ve compiled a list of the best credit cards in 2022. Act on two or more of the offers below for the best results!
There’s a lot to consider when choosing a credit card, but the most important factors are usually the interest rate, annual fee, and rewards program.
1. The Best Credit Cards By Category
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With so many different credit cards on the market, it can be difficult to know which one is right for you. However, there are a few key factors that you should keep in mind when choosing a credit card. First, consider your credit history and score. If you have good credit, you will likely qualify for a card with a lower interest rate and annual fee. Second, think about your spending habits. If you regularly carry a balance on your credit card, look for a card with a low APR. On the other hand, if you pay off your balance in full each month, you may be better off with a rewards card that offers cash back or points for every purchase.
If you’re looking for a rewards credit card, the Chase Sapphire Preferred® Card is great. This card offers 2x points on travel and dining and 1x points on all other purchases. There’s also a signup bonus of 60,000 points after spending $4,000 in the first three months.
The best credit card for cashback is the Citi® Double Cash Card. This card offers 2% cashback on all purchases – 1% when you buy and 1% when you pay your bill. In addition, there’s no annual fee, and you can redeem your cash back for any amount, anytime.
If you’re looking for a low-interest rate credit card, the Discover it® Balance Transfer is a great option. This card offers 0% APR on balance transfers for 18 months and 5% cashback in rotating categories each quarter. There’s also no annual fee.
Next Up… Best Rewards Credit Cards